🏦 UCO Bank Joint Account Opening Form – Step by Step Guide

🏦 UCO Bank Joint Account Opening Form – Step by Step Guide

Namaste Dosto!

Aaj ke is blog mein hum baat karenge UCO Bank ke Joint Account Opening Form ke baare mein. Step-by-step har section ko samjhayenge, taaki aap form ko bina kisi confusion ke bhar sakein. Yeh guide un sabhi logon ke liye helpful hai jo apna pehla joint bank account kholna chahte hain — family ke sath, spouse ke sath ya business partner ke sath.


📚 Contents

▶️ UCO Bank Joint Account Form Fill Video (Watch Now)

Agar aap video dekhkar seekhna chahte hain, toh niche diya gaya video zaroor dekhein:

🎥 Watch on YouTube

UCO Bank Joint Account Opening Form Video

🔍 Joint Account Kya Hota Hai?

Joint Account ek aisa bank account hota hai jisme 2 ya 2 se zyada log milke account operate karte hain. UCO Bank mein aapko option milta hai:

  • Either or Survivor (koee bhi ek operate karega)
  • Jointly (dono sign karenge)
  • Former or Survivor, etc.

📝 UCO Bank Joint Account Opening Form – Step by Step Bharne ka Tarika


📝 Step 1: Account Type Select Karein

Form ke upar hi aapko option milega:

  • Savings Account
  • Current Account
  • NRE/NRO Account (for NRIs)

Savings Account tick karein agar personal use ke liye khol rahe hain.


🔹 Step 2: Account Holders Details

Aapko har applicant ke liye alag section milega:

👤 Primary Applicant:

  • Full Name (Aadhar ke hisab se)
  • Father's/Mother’s Name
  • Date of Birth
  • Gender
  • Marital Status
  • PAN Number
  • Aadhaar Number
  • Nationality
  • Occupation

📌 Tip: Details bilkul Aadhar/PAN ke according likhein. Agar mismatch hua toh KYC reject ho sakti hai.

👥 Second Applicant:

  • Same fields hote hain
  • Communication address same ho toh mention kar dein

🔹 Step 3: Communication Details

  • Mobile Number (Linked with Aadhar preferred)
  • Email ID
  • Present Address
  • Permanent Address (agar same hai toh “same as above” likhein)

🔹 Step 4: Mode of Operation

Yeh bahut important step hai:

  • Either or Survivor – Common choice for family
  • Jointly – Suitable for businesses or trust
  • Former or Survivor – First person ka zyada control hota hai

🔒 Isko wisely select karein, kyunki operation ke rules isi se set hote hain.


🔹 Step 5: Nominee Details

Nominee ka naam, relation aur address likhna hota hai.

📌 Note: Nomination optional hai, lekin karna recommend kiya jata hai — takay death case mein paisa easily transfer ho sake.


🔹 Step 6: Document Checklist

UCO Bank mein aapko ye documents attach karne hote hain:

  1. Aadhar Card (Self-attested)
  2. PAN Card
  3. Passport size photo (dono applicants ka)
  4. Address Proof (Aadhar valid hai)
  5. Form 60 (agar PAN nahi hai)

🔹 Step 7: Signature & Declaration

  • Form ke end mein dono applicants ko sign karna hota hai.
  • Signature bank ke samne karna zaroori hota hai (in most cases).

Declaration padhein aur samajh ke sign karein.


🔹 Step 8: Bank Verification & Welcome Kit

Form bharne ke baad:

  • Bank official aapka form check karega
  • KYC verify karega
  • Account open hone ke baad aapko account number, passbook, ATM card (agar apply kiya ho) mil jaata hai

📌 FAQs – Aapke Sawalon ke Jawaab

Q1. Kya dono applicants ko branch mein aana zaroori hai?
➡️ Haan, dono ka presence zaroori hota hai identity verification ke liye.

Q2. Kya ek minor ko joint account mein include kar sakte hain?
➡️ Haan, lekin tab guardian ka involvement mandatory hota hai.

Q3. Joint account ko single mein badal sakte hain?
➡️ Sirf legal cases ya death ke baad hi aise conversion hote hain.


🟢 Final Tips

  • Form ko pen se block letters mein bharna chahiye.
  • Correction avoid karein, galti hone par naya form lein.
  • Nomination na bhulein – ye future mein kaafi useful hota hai.

🔚 Conclusion

UCO Bank Joint Account Opening Form bharna mushkil nahi hai, agar aapko har step ki clarity ho. Is guide ko follow karke aap bina agent ya confusion ke apna joint account khol sakte hain.

Agar aapko yeh blog helpful laga ho, toh niche comment karke zaroor batayein aur apne doston ke saath share karein.


🖊️ Author: GPK Gun Point Per Knowledge
📅 Updated: June 2025
📌 Category: Banking Help | Form Filling Guide

🎥 Watch on YouTube

UCO Bank Joint Account Opening Form Video

📢 Disclaimer: Yeh post sirf general information ke liye hai. Form bharne se pehle bank branch ya official website se latest guidelines zaroor verify karein. Hum kisi bhi clerical error ke liye zimmedar nahi hain. Yeh blog Google AdSense policies ke hisaab se likha gaya hai aur kisi bhi bank se directly linked nahi hai.

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