🏦 UCO Bank Joint Account Opening Form – Step by Step Guide
🏦 UCO Bank Joint Account Opening Form – Step by Step Guide
Namaste Dosto!
Aaj ke is blog mein hum baat karenge UCO Bank ke Joint Account Opening Form ke
baare mein. Step-by-step har section ko samjhayenge, taaki aap form ko bina
kisi confusion ke bhar sakein. Yeh guide un sabhi logon ke liye helpful hai jo
apna pehla joint bank account kholna chahte hain — family ke sath, spouse ke
sath ya business partner ke sath.
📚 Contents
- 🔍 Joint Account Kya Hota Hai?
- 📝 Step 1: Account Type Select Karein
- 🔹 Step 2: Account Holders Details
- 🔹 Step 3: Communication Details
- 🔹 Step 4: Mode of Operation
- 🔹 Step 5: Nominee Details
- 🔹 Step 6: Document Checklist
- 🔹 Step 7: Signature & Declaration
- 🔹 Step 8: Bank Verification & Welcome Kit
- 📌 FAQs
- 🟢 Final Tips
- 🔗 Related Guides
▶️ UCO Bank Joint Account Form Fill Video (Watch Now)
Agar aap video dekhkar seekhna chahte hain, toh niche diya gaya video zaroor dekhein:
🎥 Watch on YouTube

🔍 Joint Account Kya Hota Hai?
Joint Account ek aisa bank
account hota hai jisme 2 ya 2 se zyada log milke account operate karte hain.
UCO Bank mein aapko option milta hai:
- Either
or Survivor (koee bhi ek operate karega)
- Jointly
(dono sign karenge)
- Former
or Survivor, etc.
📝 UCO Bank Joint Account
Opening Form – Step by Step Bharne ka Tarika
📝 Step 1: Account Type Select Karein
Form ke upar hi aapko option milega:
- Savings
Account
- Current
Account
- NRE/NRO
Account (for NRIs)
✅ Savings Account tick karein
agar personal use ke liye khol rahe hain.
🔹 Step 2: Account Holders Details
Aapko har applicant ke liye alag section milega:
👤 Primary Applicant:
- Full
Name (Aadhar ke hisab se)
- Father's/Mother’s
Name
- Date
of Birth
- Gender
- Marital
Status
- PAN
Number
- Aadhaar
Number
- Nationality
- Occupation
📌
Tip: Details bilkul Aadhar/PAN ke according likhein. Agar mismatch hua toh KYC
reject ho sakti hai.
👥 Second Applicant:
- Same
fields hote hain
- Communication address same ho toh mention kar dein
🔹 Step 3: Communication Details
- Mobile
Number (Linked with Aadhar preferred)
- Email
ID
- Present
Address
- Permanent
Address (agar same hai toh “same as above” likhein)
🔹 Step 4: Mode of Operation
Yeh bahut important step hai:
- ✅
Either or Survivor – Common choice for family
- ✅
Jointly – Suitable for businesses or trust
- ✅
Former or Survivor – First person ka zyada control hota hai
🔒 Isko wisely select
karein, kyunki operation ke rules isi se set hote hain.
🔹 Step 5: Nominee Details
Nominee ka naam, relation aur address likhna hota hai.
📌 Note: Nomination
optional hai, lekin karna recommend kiya jata hai — takay death case mein paisa
easily transfer ho sake.
🔹 Step 6: Document Checklist
UCO Bank mein aapko ye documents attach karne hote hain:
- Aadhar
Card (Self-attested)
- PAN
Card
- Passport
size photo (dono applicants ka)
- Address
Proof (Aadhar valid hai)
- Form
60 (agar PAN nahi hai)
🔹 Step 7: Signature & Declaration
- Form
ke end mein dono applicants ko sign karna hota hai.
- Signature
bank ke samne karna zaroori hota hai (in most cases).
✅ Declaration padhein aur samajh
ke sign karein.
🔹 Step 8: Bank Verification & Welcome Kit
Form bharne ke baad:
- Bank
official aapka form check karega
- KYC
verify karega
- Account
open hone ke baad aapko account number, passbook, ATM card (agar apply
kiya ho) mil jaata hai
📌 FAQs – Aapke Sawalon ke Jawaab
Q1. Kya dono applicants ko branch mein aana zaroori hai?
➡️
Haan, dono ka presence zaroori hota hai identity verification ke liye.
Q2. Kya ek minor ko joint account mein include kar sakte
hain?
➡️
Haan, lekin tab guardian ka involvement mandatory hota hai.
Q3. Joint account ko single mein badal sakte hain?
➡️
Sirf legal cases ya death ke baad hi aise conversion hote hain.
🟢 Final Tips
- Form
ko pen se block letters mein bharna chahiye.
- Correction
avoid karein, galti hone par naya form lein.
- Nomination
na bhulein – ye future mein kaafi useful hota hai.
🔚 Conclusion
UCO Bank Joint Account Opening
Form bharna mushkil nahi hai, agar aapko har step ki clarity ho. Is guide ko
follow karke aap bina agent ya confusion ke apna joint account khol sakte hain.
Agar aapko yeh blog helpful laga
ho, toh niche comment karke zaroor batayein aur apne doston ke saath share
karein.
🖊️ Author: GPK Gun Point
Per Knowledge
📅 Updated: June 2025
📌 Category: Banking Help | Form Filling Guide
🎥 Watch on YouTube

🔗 Related Guides
- 👉 SBI Account Opening Form – Step by Step Guide
- 👉 Union Bank Account Opening Form – Easy Explanation
- 👉 Canara Bank Account Opening Form – Complete Process
- 👉 SBI Joint Account Opening – Full Form Filling Help
📢 Disclaimer: Yeh post sirf general information ke liye hai. Form bharne se pehle bank branch ya official website se latest guidelines zaroor verify karein. Hum kisi bhi clerical error ke liye zimmedar nahi hain. Yeh blog Google AdSense policies ke hisaab se likha gaya hai aur kisi bhi bank se directly linked nahi hai.
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